0000 Post Frame Home vs Stick Built: What Should You Choose?
Post Frame Home vs Stick Built: What Should You Choose?
Angie Dobson

By: Angie Dobson on September 24th, 2018

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Post Frame Home vs Stick Built: What Should You Choose?


It’s a nice, sunny day and you find yourself driving down a country road. What do you see? Fields of corn. Pastures with cows. Post frame sheds. A stick built home currently being constructed. Another stick built home...or so you think.

This building has multiple windows and a country red front door with a ‘Welcome’ sign hanging on the front. It’s nicely landscaped and the grass is freshly mowed. Could this be a post frame home? The answer is yes.

You’re intrigued. You want to learn more. So, what do you do? As soon as you get home you search ‘post frame homes,’ and you’re surprised with what you find. The internet is full of comparisons between post frame and stick built, and you’re probably a little shocked. You just knew that post frame was cheaper, didn’t you?

If you’ve read our other blogs on post frame homes (if not, I suggest you do), then you should have a basic understanding of how they differ from stick built. You should also understand that they present a few challenges that are unique to post frame.

However, there is something else unique...

We want all of our customers to be able to choose the building that’s best for them. And as your trusted builder, we will do our best to help you get there.

But, we are going to be honest with you up front because we don’t want you to experience any surprises.

Surprises? Post frame is easy. Post frame is cheap. What surprises should come up? Thanks for asking. Let’s talk about this for a minute.

Post frame differs from stick built in the following three areas:

Comparison_Post Frame Home_vs_Stick_Built_Home



Post Frame

We may live in a world where cash is king, but in a post frame environment, cash loses some of its cache. It all has to do with resale value.

Hypothetically speaking, let’s say you plunk down cash for the construction of your new post frame home. You can afford it and feel no pain in your finances. Everything goes great. But eventually, for whatever reason, you decide to sell.

However, your prospective buyers need to finance. But, there is a problem. The bank is making it difficult because they’re not  experts at appraising post frame. This could slow down or completely scuttle the sale.

Even though you never worried about financing up-front, you’ve become a victim of it later.

But, if you know you won’t sell for several years, or you’re not worried about making a quick sale, then you might be ready to build.

Stick Built

Unlike post frame, when you decide to sell your home chances are the process will go a lot smoother for you.

But, there is one disadvantage that you can’t control. The buyer’s market. Ahh yes - what type of interest rate will you be getting? That all depends on post frame home vs stick builtwhen the good time to sell (or buy) will be.

If you’re building a new stick built home, there are a few things to keep in mind that will help with resale value:

  • Location
    • Is your house located in town or in the country?
    • What school district will your kids go too?
  • Size
    • How many bedrooms and bathrooms?
    • Is there plenty of storage?
    • Does it have a basement?
  • Property
    • Have you done landscaping?
    • Have you taken care of the interior and exterior?

When you do decide to sell, chances are you’re going to meet with a realtor and he/she will tell you what you need to do to your home to get it ready to sell. Don’t be surprised if you have to drop a few thousand dollars though. But, don’t worry. You’ll make it up when the home sells.

Rural Plan Book_FBi Buildings


Post Frame

Building a post frame home gives you lots to think about. And the number one thing you should be thinking about is finding a builder who specializes in turn-key construction.

What do we mean by that? A builder who handles everything.

Everything? You know - the exterior, the interior, the plumbing, the electric. Unfortunately, if you decide to go with us, we only specialize in building the shell, which is just a part of your overall project. The other parts can be handled by a general contractor, which we can help you find or you can choose your own.

However, some customers prefer to handle the process themselves. And those with the knowledge and experience find this to be an enjoyable and rewarding activity. Yet, for those with no experience, they are quickly surprised by how much time it takes to manage the basic requirements of building a new site.

Scheduling and paying for excavation, septic, electricity, water, a driveway, culverts, and more takes lots of time. Plus, if you’re pursuing competitive bids from different vendors for each aspect of the job, you could be overwhelmed quickly. And if you’re already working a full-time job, you could feel like a candle burning at both ends.

Stick Built

Fortunately, for you, stick built homes usually go much smoother. Depending on who you decide to have build your home (either an architect who post frame home vs stick built specializes in new construction or an independent builder), they will handle the entire project for you - from start to finish.

For some, it’s a breath of fresh air because you know nothing about construction or contracting and you don’t want to mess with it. For others, it might freak you out a little bit because you want to have control over everything. From start to finish.

If you choose a trusted builder, they will set up checkpoints with you during your project to make sure everything is on task. Your only responsibility? Picking out the interior finishes. Some builders will have different packages for you to choose from while others will give you dates and tell you when you need to have finishes selected by.



Post Frame

You’ve put in the hard work researching your new post frame home. You’re up for the challenge and you’re crossing steps off your list. But, then out of nowhere, a hidden surprise derails your best-laid plans. And it turns out that if you had discovered it earlier, you would have saved so much wasted time.

That thing could be that your county doesn’t issue permits for residential post frame unless it has a certain set-back. Whatever the reason, the best first step is always to contact your county, city, village permitting department, and reach out to your bank to discover if they finance post frame homes. A yay or nay on either issue can save you time and money up front.

Once you have answers to your financing, permitting, and constructibility questions, refer to the following checklist of steps for a general overview of the process from start to finish.

The total time from beginning to end can vary widely, depending on the complexity of your design, permit issues, weather, the builder’s schedule, etc.

  • Preliminary Design
  • Estimate Costs
  • Initial Staking of Building on Site
  • Getting Permits
  • Finished Elevations & Floor Plans
  • Contract Agreement
  • Final Staking of Building on Site
  • Clearing, Grading, Excavation
  • Utilities Hookup
  • Building (shell) Erection
  • Interior Build Out
  • Cleanup
  • Driveway
  • Landscaping
  • Insurance
  • Building Maintenance

Stick Built

Once again, the starting point for stick built homes is usually smoother than post frame.

You’ve decided to build. You’ve been pre-approved for a loan. You’ve found someone to work with. Your soil samples tested positive. You’re good to go.post frame home vs stick built check list

Phew! What a relief. The only hard part for you is the waiting game. Waiting game? Yes - you’re at the mercy of your contractor or builder. You can’t move into your new home until they are done.

That’s why we always stress the importance of finding a trusted builder.

You want to make sure you’re working with someone who has deadlines. Someone who has check in points. Someone who will be taking care of the project from start to finish. No surprises. No set backs.

Which Option Should You Choose?

After reading this article, I think it’s kind of obvious that stick built is a better option for your home. However, yes there is a however, it is not uncommon for some of our customers to live in their farm shop.

They don’t care that they have to find someone to finish the interior for them - they are dead set on building a living quarters inside their building. And that’s OK...as long as we know that ahead of time.

Only you know your priorities for your new building. It’s our job to provide you different aspects to consider as you determine the best fit for you or your business. Does the building need to fit your aesthetics regardless of cost? Or do you prefer lower costs over customization? The sky's the limit with post frame and we will be here to help you with whatever your needs are.


Rural Plan Book_FBi Buildings

Have more questions about building costs not covered in this article? If you need help designing and planning, please contact FBi Buildings at 1.800.552.2981 or click here to email us. If you are ready to get a price, click here to request a quote and a member of our sales team will call you! 

About Angie Dobson

Angie graduated from Indiana State University with a Bachelor of Science in Interior Design. Prior to joining the FBi team, Angie was a kitchen and bath sales consultant in Lafayette, IN. In 2012, she started with FBi as the Inside Sales/Marketing Assistant. Today she holds the role as Marketing Project Manager. Angie grew up in a farming community and has always enjoyed helping her family on the farm. A past 10 year 4-H Member, her passion for livestock pursued her to take a career in the agriculture field. Her and her husband live in Northwest Indiana with their two daughters. In her free time, she enjoys outdoor leisure activities and spending time with friends and family.